Joe Witkowski is a Financial Planner at Focus Forward. He works closely with clients to develop financial planning recommendations and supports the implementation of Focus Forward’s investment management policies and procedures, especially for new clients.

With a strong background in financial services, Joe brings deep knowledge of investment management and financial planning, blending technical expertise with a client-first approach that drives long-term success.

Joe embodies our Win-Win value by consistently seeking innovative solutions that benefit both clients and Focus Forward. His thoughtful problem-solving strengthens both outcomes and relationships.

What Joe enjoys most is implementing changes to new clients’ investment and planning programs, streamlining processes, and improving efficiency. He plays a key role in enhancing the client experience and strengthening connections across Focus Forward.